There are four types of Social Security help for children.
- Supplement Security Benefits- SSI is a benefit available for disabled children. However, the family of the child must meet a strict medical test for their condition to be severe enough to qualify. They must also meet the economic requirements for SSI that basically limit the program to families that are impoverished.
- Survivors Benefits. – If a parent dies and that parent paid in to Social Security, the child can receive benefits off of the parent’s account so long as they are a minor.
- Dependent’s Benefits. – If a parent begins drawing Social Security benefits for themselves (for example, because of retirement or disability) then the child may also qualify for a smaller dependent check.
- Disabled Adult Child- In certain circumstances, an adult child may draw benefits off of a parents account. That child must meet the medical test for disability. Additionally, they need to first meet that disability beginning before age 22.
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